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How Does Klarna Work?

A quick guide to Klarna's payment options and how the checkout process works.

Klarna allows you to buy now and pay later—making it easier to shop flexibly.

Depending on your country, Klarna may offer:

  • Pay in 3 – Split your total into 3 interest-free payments

  • Pay in 30 days – Receive your order and pay up to a month later

  • Financing – Spread payments over time with interest (depending on approval)

How it works:

  1. Select Klarna at checkout.

  2. Complete your purchase through Klarna’s portal.

  3. Klarna will send you payment instructions via email or the Klarna app.

  4. You’ll get reminders before any payments are due.

Important: Klarna handles all payments—you won’t pay Meroda directly once you’ve checked out.


Key things to know

Klarna is a credit service — when you choose Klarna, you agree to pay them directly, not Meroda.

  • Klarna covers your purchase, and you settle the bill with Klarna later.

  • If you're waiting for a refund from us, you still need to pay Klarna on time to avoid late fees.

  • Once we approve and process your refund, Klarna will update your account and return the payment to you.

  • Any questions about fees, due dates, or your Klarna agreement should go to Klarna's support team.

Bottom line: Klarna gives you more flexibility — but it's still a financial commitment. Please make sure your Klarna balance is settled, even if a return is in process.

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